Personal Loans in Melbourne's South-East
Consolidating debt, renovating, or funding something that matters — talk to a specialist who'll take the time.
In partnership with National Direct Finance.
No credit check to enquire, and no obligation to proceed.
Consolidating, renovating, or something that matters — arranged by our partner National Direct Finance.
The right finance shouldn't cost you three weekends of research and four dealership conversations you didn't want to have. It should be one conversation with someone who knows what they're doing.
That's why we partner with National Direct Finance — so the families we look after get a specialist, not a generalist having a go.
The kinds of personal loans Michael arranges
Debt consolidation
Bringing several repayments back into one.
Home renovations
Kitchens, bathrooms, decks and landscaping.
Vehicle purchase
When an unsecured loan suits better than asset finance.
Weddings
Spreading the cost of the day over a set term.
Medical and dental
Procedures that shouldn't wait on a savings balance.
Travel
The trip with a date on it, not a someday.
Other personal needs
Tell Michael what it's for and he'll take it from there.
What suits your situation depends on the amount, the term and the lender. Michael will talk you through it.
The person who will actually call you
Michael Johnston
Director and Finance Broker, National Direct Finance
Michael has spent more than three decades in finance and the automotive trade, and he arranges asset and personal lending every single day. He holds his own Australian Credit Licence, writes the loan himself and stays your point of contact from the first call through to settlement.
His view on it is simple: loyalty belongs to the client, not to a bank or any one finance company. That is the same reason we send our families to him.
Three steps to sorted
Tell us what you're after
Two minutes, no credit check, no obligation.
Michael calls you
Same business day, 8:30am–5:30pm Monday to Friday.
He takes it from there
Quote, application, settlement — with us keeping an eye on things in the background.
Tell us what you need
Short and simple. Michael only needs enough to have a useful conversation.
Finance Family Asset Finance is a referral partnership. Enquiries submitted here are passed to National Direct Finance (CRN 442329, ACL 385395, AFCA 53480), who will contact you, assess your situation and arrange any finance. The Finance Family does not provide credit assistance for these products and is paid a referral fee if your loan settles. You are under no obligation to proceed.
Local to the corridor, not a call centre
We're based in Berwick, so the growth corridor is our own backyard. The families we look after are buying first homes in Clyde North, upgrading the work ute in Narre Warren, towing a new caravan out of Cranbourne, and settling into house-and-land in Officer and Pakenham. Those are different situations with one thing in common — nobody has a spare weekend to spend on finance admin.
Michael knows this stretch of Melbourne well, and he knows the difference between financing a first car, a tradie's second ute and a piece of plant that has to pay for itself. If you'd rather talk to someone who understands the area than fill in a form for a bank three states away, that's the point of this page.