5.0 ★ from 399 reviews · Berwick-based, helping clients Australia-wide

Home loans,
without the
headache.

We're Berwick's mortgage brokers — looking after families right across Australia. A specialist for every situation: compare 40+ lenders, skip the jargon and the paperwork, and get a loan that actually fits you.

First home buyersRefinancingSelf-employedInvestorsSMSF
60+ years' combined experience·40+ lenders·CAFBA & FBAA members
Your borrowing power
$685,000
Est. repayment$4,070/mo
Pre-approved
in 3 business days
“Made it genuinely easy.”

Access to 40+ of Australia's lenders

Commonwealth BankWestpacANZNABMacquarieINGBankwest
What we do

A loan for every chapter

Whatever you're financing, there's a specialist here who's done it a hundred times before.

Most popular

Buying a home

First home or next home — grants, low deposits and lender quirks, all handled. We make it far less scary.

Talk to a specialist

Refinancing

On the same rate for years? We’ll check if switching could save you thousands — and handle the move.

Talk to a specialist

Investment property

Build your portfolio with structures and rates that work as hard as you do.

Talk to a specialist

Construction loans

Building new? House & land, knockdown-rebuild or custom — finance structured for each build stage.

Talk to a specialist

Car & asset finance

Cars, equipment, fit-out — competitive asset finance for personal and business needs.

Talk to a specialist

Business loans

Cashflow, expansion or commercial property — finance to help your business grow.

Talk to a specialist

SMSF lending

Buy property through your self-managed super fund with guidance that keeps it compliant.

Talk to a specialist
Try it now

See what you could borrow — in seconds.

Drag the sliders for a ballpark. When you're ready, we'll turn this into a real, lender-checked number — free.

  • No credit check to get started
  • A real broker reviews your numbers
  • Honest advice, zero pressure
Household income (per year)$130,000
Deposit saved$80,000
Dependants0
Estimated borrowing
$702,000
Property budget
$782,000
≈ $4,182/mo over 30 yrs at 5.94% p.a. · indicative only
How it works

Three steps to sorted

No banking-speak, no surprise fees — just clear advice from people who treat you like family.

01

Have a chat

Tell us your goals over a quick, no-pressure call. We listen first — then map your options.

02

We do the legwork

We compare 40+ lenders, structure your loan and handle the paperwork end to end.

03

Get the keys

We manage settlement and stay in your corner long after — rate reviews included.

Why we exist

Money problems don't stay in the bank.

They sit at the dinner table.

A family's finances should set them free — not quietly trap them.

The interest rate is just a number. What it buys — or steals — is a life.

We're not here to write loans.
We're here to give families their lives back.

We're on your side on purpose — we answer to families, never to a bank. And we educate before we sell, because a family that understands its money never has to be afraid of it again.

Start with a free chat
The Finance Family
Manifesto · Why we exist
Our story

A brokerage for everyone — that includes you.

Finance Family was founded by Tony and Luke — brokers who wanted a warmer, more honest way to do home loans. Most of our team came from the big banks, so we know exactly how lenders think.

As a private, family-run brokerage in Berwick with 60+ years' collective experience, we're not tied to any one bank. We work for you — finding the right loan from 40+ lenders, and sticking around long after settlement. We've now funded $1.61 billion across 4,152 settled loans. Proud members of the CAFBA and FBAA.

Meet your family broker
$1.61B
funded for clients
4,152
loans settled
5.0★
Google rating
399
five-star reviews
40+
lenders on our panel
60+ yrs
collective experience
Meet the family

The whole Finance Family

Brokers who came from the big banks, a support crew who keep everything moving, and — yes — a few AI team members too. Whoever you work with, you're family.

At the helm

Our Director

Your specialists

Your Family Brokers

Pick the broker whose niche fits you — or let our flow match you automatically.

Behind the scenes

Your support crew

The people guiding your application from first chat to settlement day.

Always on

Meet the AI team

Our 24/7 crew — answering calls, chasing details and keeping the pipeline humming. Yes, really.

Don't take our word for it

Rated 5.0 by 399 families

5.0 399 reviews on Google & Facebook

“Sam is an absolute legend. Very professional and really went above and beyond — he made us feel completely at ease the whole way.”

AF
Aaron Fedrick
Helped by Sam

“Patricia is amazing. A truly personalised service, and she follows through till the very end — even checking in after settlement.”

VC
Vanessa C. Swaris
First home · helped by Patricia

“I've purchased over 6 properties using different banks and brokers, and never felt as comfortable as I did with the Finance Family.”

TC
Tomo Chap
Investor · helped by Sam
Good questions

The bits everyone asks

For most home loans the lender pays us a commission once your loan settles, so there's often no cost to you. If a fee does apply to your situation, we'll explain it clearly and in writing before you commit — no surprises.
It depends on your income, deposit, expenses and each lender's policies. We'll run your numbers across 40+ lenders and give you a realistic figure — not a guess. Try our calculators to get a ballpark.
Conditional pre-approval is often just a few business days once we have your documents. We keep you updated at every step.
Absolutely. We know exactly which lenders are friendly to the self-employed and what they need to see. It's one of the things we do best.
We're based in Berwick and love our local community, but we help families right across Melbourne and Victoria — in person or over video.

Let's get you sorted.

Book a free, no-pressure chat. We'll tell you honestly where you stand and what's possible — today.

Finance Family