Privacy Policy What information do we collect and how do we use it?
We will ask you for personal information when we assist you with your
finance. Personal information may include any sensitive information
(including health information) and may include any information you tell
us about any vulnerability you may have. We use the information you
provide to advise about and assist with your credit needs. We only
provide your information to the companies with whom you choose to deal
(and their representatives).
We also use your information to send you requested product information
and to enable us to manage your ongoing relationship with us e.g.
invoicing, client surveys etc. We may do so by mail or electronically
unless you tell us that you do not wish to receive electronic
communications.
We may occasionally notify you about promotions, new services and
special offers, events or articles we think will be of interest to you.
We may send you regular updates by email or by post. If you would rather
not receive this information, email or write to us.
We may also use your information internally to help us improve our
services and help resolve any problems.
What if you don’t provide some information to us?
If you don’t provide us with full information, we can’t properly advise
or assist you with your credit needs.
How do we hold and protect your information?
We strive to maintain the reliability, accuracy, completeness, and
currency of the personal information we hold and to protect its privacy
and security. We keep personal information only for as long as is
reasonably necessary for the purpose for which it was collected or to
comply with any applicable legal or ethical reporting or document
retention requirements
We hold the information we collect from you on our secure software
Mercury, which is cloud based and adheres to all legal storage
requirements.
We ensure that your information is safe by having appropriate anti virus
software installed along with cutting edge cyber-safety measures like
2FA.
Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to our credit licensee e.g. for
administration and supervision activities, contractors who supply
services to us e.g. to handle mailings on our behalf, or to other
companies in the event of a corporate sale, merger, re-organisation,
dissolution or similar event. However, we will do our best to ensure
that they protect your information in the same way that we do.
We may also provide your information to others if we are required to do
so by law or under some unusual other circumstances which the Privacy
Act permits.
Disclosures to overseas recipients
Some of the recipients to whom we disclose your personal information may
be based overseas. It is not practicable to list every country in which
such recipients are located but it is likely that such countries will
include the Philippines, India, and Nepal.
• From time to time, we will use your contact details to send you
direct marketing communications including offers, updates and
newsletters that are relevant to the services we provide. We may do so
by mail or electronically unless you tell us that you do not wish to
receive electronic communications.
• You can unsubscribe ‘opt-out’ by notifying us and we will no
longer send information to you.
The information we obtain from you is used, subject to compliance with
Australia’s privacy and credit reporting laws, only for the purposes
listed in this Consent and is not disclosed to any other person except
with your permission or as permitted, or required, by law.
How can you check, update or change the information we are
holding?
Upon receipt of your written request and enough information to allow us
to identify the information, we will disclose to you the personal
information we hold about you. We will also correct, amend or delete any
personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write
to Tony van de Kerkhof at hello@thefinancefamily.com.au
We do not charge for receiving a request for access to personal
information or for complying with a correction request. We do not charge
for providing access to personal information”.
Your consent
By asking us to assist with your credit needs, you consent to the
collection and use of the information you have provided to us for the
purposes described above.
Tell us what you think
We welcome your questions and comments about privacy. If you have any
concerns or complaints, please contact Tony van de Kerkhof at
hello@thefinancefamily.com.au
Complaints Internal Dispute Resolution
If you do have a complaint, please let us know by email, because if we
don’t know about it we can’t fix it. You may also contact us by email
addressed to; The Complaints Officer at Tony van de Kerkhof at
hello@thefinancefamily.com.au, please make sure you include as much
information as you can.
You should explain the details of your complaint as clearly as you
can. You must do this in writing. When we receive a complaint, we will
attempt to resolve it promptly.
For more information on your privacy rights please visit
www.privacy.gov.au