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Getting an

INVESTMENT

Property

By The Finance Family brokers · Published May 2022 · Reviewed August 2026

Investors don't buy next door, they buy where the money is. Here's what an entry-level house and land investment looks like today.

Imagine you had around $90k in equity in a home you owned.
If you bought your place a few years ago, you may well have it!

That's the sort of deposit or equity you would need to get into a house and land investment at $600k, once stamp duty and costs are covered.

The loan on this would be approximately $541,000

The repayment on this, interest only at 6.59%, would be $2,970 (approximately) per month.
The rent, at $570 a week, would be $2,470 (approximately) per month.

With the rent gap and the running costs of holding the property, allow roughly $750 per month out of pocket — before tax deductions, which for many investors bring that real cost down. Ask your accountant.

Now fast forward 5 years: growing at 4.5% a year, that property is worth around $747,000 — about $147,000 of compounding capital growth for roughly $750 a month along the way.

This may differ per person, but overall the concept is the same. Wealth through property. Reach out to us if you want to know more!



- Tony van de Kerkhof

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