Getting an
INVESTMENT
Property
By The Finance Family brokers · Published May 2022 · Reviewed August 2026
Investors don't buy next door, they buy where the money is. Here's what
an entry-level house and land investment looks like today.
Imagine you had around $90k in equity in a home you owned.
If you bought your place a few years ago, you may well have it!
That's the sort of deposit or equity you would need to get into a
house and land investment at $600k, once stamp duty and costs are
covered.
The loan on this would be approximately $541,000
The repayment on this, interest only at 6.59%, would be $2,970
(approximately) per month.
The rent, at $570 a week, would be $2,470 (approximately) per month.
With the rent gap and the running costs of holding the property,
allow roughly $750 per month out of pocket — before tax deductions,
which for many investors bring that real cost down. Ask your
accountant.
Now fast forward 5 years: growing at 4.5% a year, that property
is worth around $747,000 — about $147,000 of compounding capital
growth for roughly $750 a month along the way.
This may differ per person, but overall the concept is the same.
Wealth through property. Reach out to us if you want to know more!
- Tony van de Kerkhof
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